GIC'S provide you with safe and flexible investment options while earning a competitive interest rate on your money.  We are able to place your deposits on either a short or a long-term basis at the best available rate.  All investments are offered through financial institutions who are members of either Canada Deposit Insurance Corporation (CDIC), the Deposit Insurance Corporation of Ontario (DICO) or the Credit Union Deposit Insurance Corporation (CUDIC).J.D. Stewart and Associates Financial Services Inc is a member of the Registered Deposit Brokers Association.